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Penthouse in Estepona

Estepona, Málaga · Ref. R4904443

Bedrooms

baths

m² built

186

m² terrace

Description

A very special penthouse situated 2nd line to the beach right in the centre of Estepona. The penthouse and terraces occupy the whole of the 6th floor on this building making it one of a kind and very private. The good size living and dining room have access straight out onto the southern part of the terrace with sea views but here comes the beauty, from here you can practically walk around the whole penthouse giving you amazing views in all directions especially over the old town towards the Sierra Bermeja Mountain range. The size of the terrace makes it possible to maximize your outdoor living and at the same time have a change of scenrio when you so ‌desire. ‌This ‌is ‌a ‌truely unique ‌property and has ‌to ‌be ‌seen ‌to ‌be fully appreciated. Please note ‌that the apartment is ‌appr. ‌100m² ‌constructed ‌plus ‌187m² ‌of ‌terrace.

Features

✓Beachside
✓Close To Port
✓Close To Shops
✓Close To Town
✓South West
✓Good
✓Air Conditioning
✓Sea
✓Mountain
✓Urban
✓Street
✓Lift

Mortgage

Deposit30% · €352,500

Interest rate3.8%

Term20 yrs

Monthly payment€4,898€822,500 · total interest €353,005

Spanish banks typically lend non-residents 60–70% of the price, usually over max. 20–25 years. Rate: Euribor (3.25% Sep 2026) + bank margin. Indicative only.

Total purchase costs

Andalusia 2026 – taxes, fees and advice

Purchase price

€1,175,000

With mortgage

Transfer tax (ITP)7 %: €82,250
Notary: €2,350
Land Registry: €1,763
Lawyer (incl. 21 % IVA): €14,218
NIE, bank account, gestoría etc.: €500

Total costs · 8.6 % of the price€101,080

Total incl. costs€1,276,080

Indicative estimate – not a binding quote. 2026 Andalusian rates; actual fees depend on notary, bank and your situation. Always get a final estimate from your lawyer.