How to buy property in Spain
Step by step – from NIE number to title deed.
- 1
Set budget and wishes
Add roughly 10–13% on top of the price for taxes and fees. Consider Spanish or home-country financing.
- 2
Get an NIE number
Your Spanish tax ID, required to buy. We help with the application.
- 3
Find the property
We show selected homes – in person or by video – with honest advice on area and price.
- 4
Reservation
The property is taken off the market against a reservation fee (typically €6,000–10,000).
- 5
Lawyer and due diligence
An independent lawyer checks title, debts, permits and licences.
- 6
Private purchase contract
Contract is signed and usually 10% of the price is paid.
- 7
Completion at the notary
The balance is paid, the deed is signed at the notary and you get the keys.
- 8
After the purchase
Registration, utilities, taxes and any rental licence – we help here too.
Buying costs calculator
Indicative figures for Andalusia. Final amounts depend on your situation.
- Transfer tax (ITP 7%)
- €35,000
- Notary & land registry (approx.)
- €1,900
- Lawyer (approx. 1% + VAT)
- €6,050
Indicative only, not legal advice.