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Ground Floor Apartment in Estepona
Estepona, Málaga · Ref. R5298100
2
Bedrooms
2
baths
114
m² built
60
m² plot
35
m² terrace
✓
Pool
Description
Ground Floor Apartment, Estepona, Costa del Sol. 2 Bedrooms, 2 Bathrooms, Built 114 m², Terrace 35 m², Garden/Plot 60 m². Setting : Close To Shops, Close To Schools, Urbanisation. Condition : Excellent. Pool : Communal, Indoor, Heated. Climate Control : Air Conditioning, U/F/H Bathrooms. Features : Covered Terrace, Lift, Fitted Wardrobes, Private Terrace, Gym, Storage Room, Utility Room, Ensuite Bathroom, Marble Flooring, Double Glazing. Kitchen : Fully Fitted. Garden : Communal, Private. Security : Gated Complex, Entry Phone, 24 Hour Security. Parking : Underground. Utilities : Electricity. Category : Bargain.
Features
- ✓Close To Shops
- ✓Close To Schools
- ✓Urbanisation
- ✓Excellent
- ✓Communal
- ✓Indoor
- ✓Heated
- ✓Air Conditioning
- ✓U/F/H Bathrooms
- ✓Covered Terrace
- ✓Lift
- ✓Fitted Wardrobes
Mortgage
30% · €134,700
3.8%
20 yrs
Monthly payment€1,872€314,300 · total interest €134,893
Spanish banks typically lend non-residents 60–70% of the price, usually over max. 20–25 years. Rate: Euribor (3.25% Sep 2026) + bank margin. Indicative only.
Total purchase costs
Andalusia 2026 – taxes, fees and advice
Purchase price
€449,000
- Transfer tax (ITP)7 %
- €31,430
- Notary
- €898
- Land Registry
- €674
- Lawyer (incl. 21 % IVA)
- €5,433
- NIE, bank account, gestoría etc.
- €500
Total costs · 8.7 % of the price€38,934
Total incl. costs€487,934
Indicative estimate – not a binding quote. 2026 Andalusian rates; actual fees depend on notary, bank and your situation. Always get a final estimate from your lawyer.
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