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Ground Floor Apartment in Estepona

Estepona, Málaga · Ref. R5488183

2
Bedrooms
2
baths
134
m² built
63
m² terrace
✓
Pool

Description

Two-bedroom apartment with a private pool in Bahía de la Plata, Estepona. Set within the beachfront gated community of Bahía de la Plata, this apartment combines generous outdoor space with the comfort of 24-hour security. The living and dining area opens onto a covered terrace with room to dine and relax beside the private pool. Inside, the apartment offers a separate fitted kitchen, a laundry area, two bedrooms and two bathrooms. An underground parking space and a storage room are included. Residents can enjoy landscaped gardens, outdoor pools, an indoor pool, a gym and an indoor padel court, with access to the beach and coastal promenade. Located on Estepona’s New ‌Golden ‌Mile, ‌Bahía ‌de ‌la Plata ‌is a short ‌drive ‌from ‌the ‌town ‌centre, restaurants, shops and everyday ‌amenities. A welcoming home for ‌year-round ‌living ‌or ‌holidays ‌by ‌the ‌sea

Features

  • ✓Beachfront
  • ✓Beachside
  • ✓Close To Sea
  • ✓Close To Town
  • ✓Urbanisation
  • ✓Front Line Beach Complex
  • ✓South East
  • ✓Communal
  • ✓Private
  • ✓Air Conditioning
  • ✓Hot A/C
  • ✓Cold A/C

Mortgage

30% · €186,000
3.8%
20 yrs
Monthly payment€2,584€434,000 · total interest €186,266

Spanish banks typically lend non-residents 60–70% of the price, usually over max. 20–25 years. Rate: Euribor (3.25% Sep 2026) + bank margin. Indicative only.

Total purchase costs

Andalusia 2026 – taxes, fees and advice

Purchase price
€620,000
Transfer tax (ITP)7 %
€43,400
Notary
€1,240
Land Registry
€930
Lawyer (incl. 21 % IVA)
€7,502
NIE, bank account, gestoría etc.
€500
Total costs · 8.6 % of the price€53,572
Total incl. costs€673,572

Indicative estimate – not a binding quote. 2026 Andalusian rates; actual fees depend on notary, bank and your situation. Always get a final estimate from your lawyer.

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