
Ground Floor Apartment in Estepona
Estepona, Málaga · Ref. R5488183
Description
Two-bedroom apartment with a private pool in Bahía de la Plata, Estepona. Set within the beachfront gated community of Bahía de la Plata, this apartment combines generous outdoor space with the comfort of 24-hour security. The living and dining area opens onto a covered terrace with room to dine and relax beside the private pool. Inside, the apartment offers a separate fitted kitchen, a laundry area, two bedrooms and two bathrooms. An underground parking space and a storage room are included. Residents can enjoy landscaped gardens, outdoor pools, an indoor pool, a gym and an indoor padel court, with access to the beach and coastal promenade. Located on Estepona’s New Golden Mile, Bahía de la Plata is a short drive from the town centre, restaurants, shops and everyday amenities. A welcoming home for year-round living or holidays by the sea
Features
- ✓Beachfront
- ✓Beachside
- ✓Close To Sea
- ✓Close To Town
- ✓Urbanisation
- ✓Front Line Beach Complex
- ✓South East
- ✓Communal
- ✓Private
- ✓Air Conditioning
- ✓Hot A/C
- ✓Cold A/C
Mortgage
Spanish banks typically lend non-residents 60–70% of the price, usually over max. 20–25 years. Rate: Euribor (3.25% Sep 2026) + bank margin. Indicative only.
Total purchase costs
Andalusia 2026 – taxes, fees and advice
- Transfer tax (ITP)7 %
- €43,400
- Notary
- €1,240
- Land Registry
- €930
- Lawyer (incl. 21 % IVA)
- €7,502
- NIE, bank account, gestoría etc.
- €500
Indicative estimate – not a binding quote. 2026 Andalusian rates; actual fees depend on notary, bank and your situation. Always get a final estimate from your lawyer.
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