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Price drop −1%
Middle Floor Apartment in Estepona
Estepona, Málaga · Ref. R5489944
3
Bedrooms
2
baths
106
m² built
10
m² terrace
Description
Located in one of the most central and best connected areas. Ideal for families or professionals looking for comfort, space and quality of life. The main features of this property are 3 spacious bedrooms with good natural lighting. 2 complete and functional bathrooms. Private terrace, fully equipped kitchen with appliances. Air-conditioning. Parking space included in the price. Armored security door for your maximum peace of mind. Located on Avenida de Andalucía, with immediate access to public transport, supermarkets, schools, shops and green areas. VISIT IT WITHOUT COMMITMENT!!! WE MANAGE FINANCING WITHOUT ADDED COST!!!!!!!!!
Features
- ✓South
- ✓Good
- ✓Air Conditioning
- ✓Lift
- ✓Fitted Wardrobes
- ✓Private Terrace
- ✓Garage
- ✓Resale
Energy rating
A
B
C
D
E← E
F
G
Mortgage
30% · €119,940
3.8%
20 yrs
Monthly payment€1,667€279,860 · total interest €120,112
Spanish banks typically lend non-residents 60–70% of the price, usually over max. 20–25 years. Rate: Euribor (3.25% Sep 2026) + bank margin. Indicative only.
Total purchase costs
Andalusia 2026 – taxes, fees and advice
Purchase price
€399,800
- Transfer tax (ITP)7 %
- €27,986
- Notary
- €800
- Land Registry
- €600
- Lawyer (incl. 21 % IVA)
- €4,838
- NIE, bank account, gestoría etc.
- €500
Total costs · 8.7 % of the price€34,723
Total incl. costs€434,523
Indicative estimate – not a binding quote. 2026 Andalusian rates; actual fees depend on notary, bank and your situation. Always get a final estimate from your lawyer.
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