
Ground Floor Apartment in Estepona
Estepona, Málaga · Ref. R5521174
Description
Charming ground-floor property located in the heart of town, offering a very convenient location with all essential services within easy reach. The home features an open-plan kitchen and living area, creating a bright and welcoming space ideal for everyday living. There is also a small separate utility room where the washing machine and tumble dryer are installed. The apartment features two interconnecting bedrooms, with access to the main double bedroom and its en-suite bathroom through the adjoining single bedroom. This flexible layout offers a variety of possibilities, with the second bedroom equally suited for use as a dressing room, nursery, home office or study, depending on individual needs. Further features include air conditioning and exterior security bars. Its central location means that shops, schools, public transport and a wide range of everyday services are all just a short distance away, making this property an excellent option both as a permanent residence and as an investment.
Features
- ✓Close To Shops
- ✓Close To Sea
- ✓Close To Town
- ✓Close To Schools
- ✓South East
- ✓Recently Renovated
- ✓Air Conditioning
- ✓Central Heating
- ✓Urban
- ✓Street
- ✓Fitted Wardrobes
- ✓Near Transport
Mortgage
Spanish banks typically lend non-residents 60–70% of the price, usually over max. 20–25 years. Rate: Euribor (3.25% Sep 2026) + bank margin. Indicative only.
Total purchase costs
Andalusia 2026 – taxes, fees and advice
- Transfer tax (ITP)7 %
- €19,950
- Notary
- €600
- Land Registry
- €428
- Lawyer (incl. 21 % IVA)
- €3,449
- NIE, bank account, gestoría etc.
- €500
Indicative estimate – not a binding quote. 2026 Andalusian rates; actual fees depend on notary, bank and your situation. Always get a final estimate from your lawyer.
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