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Detached Villa in Selwo

Selwo, Málaga · Ref. R5104306

5
Bedrooms
8
baths
697
m² built
2025
m² plot
95
m² terrace
✓
Pool

Description

Three-storey unfurnished villa built on a 2,025.63 m² plot, located in the prestigious La Panera development in Estepona. The property is south-facing and offers sea views, ensuring plenty of natural light and an excellent location. The total built area is 696.65 m², plus 95 m² of covered porches. Basement (299.75 m²): features a covered garage with space for 3 or 4 cars, wine cellar, games room, gym, storage room, laundry room, utility room, bathroom, guest toilet, and two additional rooms used as bedrooms. Ground floor (218.50 m² + 95 m² of porches): includes an entrance hall, living room, kitchen-dining area, sitting room, storage, several bathrooms, and two en-suite bedrooms, each with its own bathroom and walk-in closet. Upper floor (178.40 m²): comprises three bedrooms, all with en-suite bathrooms and walk-in closets, as well as a hallway and two terraces. All bathrooms have windows to the outside, providing natural light and ventilation. At the rear of the house, there is a covered outdoor kitchen with built-in barbecue, perfect for year-round entertaining. At the ‌front ‌of ‌the ‌property, ‌there ‌is an ‌outdoor parking ‌area for ‌approximately 5 ‌more ‌cars. The ‌rest ‌of the plot ‌includes gardens, open ‌areas, ‌and ‌a ‌40.5 ‌m² ‌swimming ‌pool.

Features

  • ✓Suburban
  • ✓Close To Schools
  • ✓Close To Forest
  • ✓South
  • ✓Excellent
  • ✓Good
  • ✓Private
  • ✓Air Conditioning
  • ✓Fireplace
  • ✓Sea
  • ✓Mountain
  • ✓Golf

Mortgage

30% · €750,000
3.8%
20 yrs
Monthly payment€10,421€1,750,000 · total interest €751,073

Spanish banks typically lend non-residents 60–70% of the price, usually over max. 20–25 years. Rate: Euribor (3.25% Sep 2026) + bank margin. Indicative only.

Total purchase costs

Andalusia 2026 – taxes, fees and advice

Purchase price
€2,500,000
Transfer tax (ITP)7 %
€175,000
Notary
€5,000
Land Registry
€3,750
Lawyer (incl. 21 % IVA)
€30,250
NIE, bank account, gestoría etc.
€500
Total costs · 8.6 % of the price€214,500
Total incl. costs€2,714,500

Indicative estimate – not a binding quote. 2026 Andalusian rates; actual fees depend on notary, bank and your situation. Always get a final estimate from your lawyer.

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