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Middle Floor Apartment in Málaga Centro

Málaga Centro, Málaga · Ref. R5372914

3
Bedrooms
2
baths
102
m² built
4
m² terrace

Description

WONDERFULLY LOCATED! For years, Málaga has continued to grow at an extraordinary pace, establishing itself alongside some of Europe’s most charming and desirable cities. What makes this relatively small city so remarkable is its unique ability to blend its historical heritage and rich culture with the warmth of its people and the many new residents from across Europe who have made Málaga their home. Contemporary new architecture sits comfortably alongside beautifully restored historic buildings. At the same time, wide avenues, leafy parks and century-old trees form part of a city embraced by mountains and the Mediterranean Sea. All this together, with the energy of its streets by day and its vibrant atmosphere by night, has contributed to making Málaga what it is today: one of the most beautiful and sought-after cities in which to live — bright, lively, exciting, elegant, surprising and truly unique. This beautiful second-floor apartment forms part of a solid Andalusian-style building, ideally positioned just below Gibralfaro Castle and only a short stroll from Plaza de la Merced. The location is exceptional. Recently renovated, it features an open-plan kitchen with an island flowing into the living area, three bedrooms, two bathrooms and a private underground parking space. It is ready to be furnished, styled and enjoyed from day one. Typical of traditional city architecture, the apartment is surrounded by balconies. This is an exceptional setting for those ‌who ‌wish ‌to ‌enjoy ‌everything Málaga ‌city centre has ‌to ‌offer ‌while ‌still ‌appreciating something increasingly rare in ‌such a central location: ‌peace, ‌tranquillity ‌and ‌freedom ‌from ‌city ‌noise.

Features

  • ✓Town
  • ✓Commercial Area
  • ✓Close To Port
  • ✓Close To Shops
  • ✓Close To Sea
  • ✓Close To Town
  • ✓Close To Schools
  • ✓Close To Forest
  • ✓Close To Marina
  • ✓Urbanisation
  • ✓South
  • ✓Excellent

Mortgage

30% · €194,970
3.8%
20 yrs
Monthly payment€2,709€454,930 · total interest €195,249

Spanish banks typically lend non-residents 60–70% of the price, usually over max. 20–25 years. Rate: Euribor (3.25% Sep 2026) + bank margin. Indicative only.

Total purchase costs

Andalusia 2026 – taxes, fees and advice

Purchase price
€649,900
Transfer tax (ITP)7 %
€45,493
Notary
€1,300
Land Registry
€975
Lawyer (incl. 21 % IVA)
€7,864
NIE, bank account, gestoría etc.
€500
Total costs · 8.6 % of the price€56,131
Total incl. costs€706,031

Indicative estimate – not a binding quote. 2026 Andalusian rates; actual fees depend on notary, bank and your situation. Always get a final estimate from your lawyer.

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