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New build
Penthouse Duplex in Estepona
Estepona, Málaga · Ref. R5379181
3
Bedrooms
2.5
baths
135
m² built
95
m² terrace
✓
Pool
Description
This duplex penthouse offers a modern contemporary style and is located in a recently built beachside development just West of Estepona. On the main floor we have an open plan kitchen and living room area with access to the spacious terrace which is partially covered and boasts views to the communal garden, pool and the sea. Also on this main floor we have two bedrooms, a bathroom as well as a separate guest WC. Upstairs is the master bedroom with en-suite bathroom and access to the upper terrace which offers the best panoramic sea views. The property comes with a designated parking space and the community offers a nice garden with communal pool. This location is fantastic with the beach just a stone's throw away and Estepona with all its amenities within a short drive.
Features
- ✓Beachside
- ✓Close To Sea
- ✓Urbanisation
- ✓South
- ✓Excellent
- ✓New Construction
- ✓Communal
- ✓Air Conditioning
- ✓Sea
- ✓Garden
- ✓Pool
- ✓Covered Terrace
Energy rating
A
B
C
D
E← E
F
G
Mortgage
30% · €195,000
3.8%
20 yrs
Monthly payment€2,709€455,000 · total interest €195,279
Spanish banks typically lend non-residents 60–70% of the price, usually over max. 20–25 years. Rate: Euribor (3.25% Sep 2026) + bank margin. Indicative only.
Total purchase costs
Andalusia 2026 – taxes, fees and advice
Purchase price
€650,000
- Transfer tax (ITP)7 %
- €45,500
- Notary
- €1,300
- Land Registry
- €975
- Lawyer (incl. 21 % IVA)
- €7,865
- NIE, bank account, gestoría etc.
- €500
Total costs · 8.6 % of the price€56,140
Total incl. costs€706,140
Indicative estimate – not a binding quote. 2026 Andalusian rates; actual fees depend on notary, bank and your situation. Always get a final estimate from your lawyer.
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