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Ground Floor Apartment in Elviria
Elviria, Málaga · Ref. R5521090
2
Bedrooms
2
baths
90
m² built
30
m² terrace
✓
Pool
Description
Lovelyapt 2 beds 2 bath, big living room, open kitche beach side, next to don Carlos hotel and Nikki Beach. its a ground floor, with northn facing, big terrace. parking space. center comercial 3 minutes driving, house beach at 5 minutes walking distance. acces to A7 at 3 minutes. schools english colege at 5 minutes. Malaga airport at 40 minutes, Marbella center at 15 minutes. very interesing for investment. there is no Lpo, No turistic licence. but long term rental is allowed.
Features
- ✓Commercial Area
- ✓Beachside
- ✓Close To Golf
- ✓Close To Shops
- ✓Close To Sea
- ✓Close To Schools
- ✓Urbanisation
- ✓North West
- ✓Good
- ✓Communal
- ✓Air Conditioning
- ✓Garden
Mortgage
30% · €102,000
3.8%
20 yrs
Monthly payment€1,417€238,000 · total interest €102,146
Spanish banks typically lend non-residents 60–70% of the price, usually over max. 20–25 years. Rate: Euribor (3.25% Sep 2026) + bank margin. Indicative only.
Total purchase costs
Andalusia 2026 – taxes, fees and advice
Purchase price
€340,000
- Transfer tax (ITP)7 %
- €23,800
- Notary
- €680
- Land Registry
- €510
- Lawyer (incl. 21 % IVA)
- €4,114
- NIE, bank account, gestoría etc.
- €500
Total costs · 8.7 % of the price€29,604
Total incl. costs€369,604
Indicative estimate – not a binding quote. 2026 Andalusian rates; actual fees depend on notary, bank and your situation. Always get a final estimate from your lawyer.
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